Compare Savings Accounts
We offer a variety of savings accounts, each with its own unique benefits and characteristics. Compare them to help you choose which one best fits your needs. Enjoy the following features included with all of our savings account options:
- Online Banking
- Mobile Banking1
- Email & Text Alerts1
- Direct Deposit
- Automatic Savings Plan
- Telephone Banking
- 24/7 ATM Access2
|Savings Account||Money Market Savings Account||Minor Savings Account||Christmas Club Savings Account|
|Minimum Opening Deposit||$100.00||$2,500.00||$1.00||None|
|Minimum Required Balance to Avoid Service Charge||$100.00||$2,500.00||None||None|
|Interest Bearing|| |
(Tiered interest structure based on balance)
|Monthly Service Fee||$1.00 only if the balance of the account falls below $100.00 any day of the month||$7.50 only if the minimum required balance falls below $2,500.00 any day of the statement cycle||None||None|
|ATM Card with 24/7 ATM Access2|
|Transaction Limits||Up to 6 debit transactions allowed per month3||Up to 6 debit transactions allowed per month4||Up to 6 debit transactions allowed per month3||Interest is forfeited if a withdrawal is made prior to November disbursement|
1 Your cellular provider’s data and text messaging rates may apply. Additional fees also apply for Mobile Deposit. 2 Fees may be assessed by ATM machines not owned by United Community Bancorp, Inc. 3 A $2.00 fee will apply for each transaction in excess of six per calendar month. 4 A $7.50 fee will apply for each transaction in excess of six per calendar month. Specific transaction limits may apply. See a banker for details.
Remember to “pay yourself first” by setting up an automatic savings plan. It’s free, it’s easy, and best of all it adds up! Consider setting aside as little as $25 each week to be automatically deposited into your savings account.
You can start an automatic savings plan at the bank or check with your employer about setting up automatic payroll deposits. Have a little extra one week? Before it burns a hole in your pocket, use online or mobile banking1 to transfer it to your savings account right away.