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Ten Reasons to Use Online Banking

The Internet is definitely changing the way we live.  It has quickly become the choice method of communication for many.  It has also become a major factor in the financial lives of millions.  Using the Internet to interact with your financial institution can help simplify your financial affairs.  Here are ten reasons to consider using online banking:

  1. You can pay your bills online.  Most online institutions offer convenient bill paying services.  With these services, paying your bills just takes a mouse click.
     
  2. You can apply for many types of loans online.  Applying for a loan online is often easier than filling out paper forms.  You may even get approved faster.  However, some types of loans may still require the paperwork.
     
  3. You can review your account activity and know your up-to-date balances.  It is easy to see which checks have cleared and monitor your balances.
     
  4. You can transfer funds between your accounts easily.  Knowing how much money you have in each account can enable you to move money to other accounts to earn higher rates on certain funds.
     
  5. You can save money.  Online bill paying eliminates the costs of stamps, envelopes, and even ordering checks.  
     
  6. You can save time.  You can bank whenever and wherever you want, even on the go.  All you need is a PC, tablet, or smartphone with Internet access.
     
  7. It can help protect against identity theft. By monitoring your account activity online, you can catch and report suspicious transactions right away. Enrolling in eStatements also reduces the chance of mail theft.
     
  8. It is safe.  Most online banking activities use highly sophisticated encryption protocols to ensure safety and privacy.  Your access codes (login/passwords)  should be guarded carefully.
     
  9. You can receive valuable information.  Many institutions have electronic updates and email messaging to keep you fully informed about any important news or special offers they may have.
     
  10. You can learn how to make better-informed financial decisions.  Many institutions have sections of their websites dedicated to providing useful financial education.

You owe it to yourself to consider the benefits of having an online relationship with your financial institution. To find out more about our Online Banking Services, please visit us today!